If You Need Money Now – Find Loans From $100 up to $35,000

Life can throw us financial surprises like when the car breaks down, your roof needs to be repaired or you have a medical bill. In that case, you need cash fast.

Need money now loans are primarily designed to help you get through a tough financial situation. But, we can also help you with a large expense – like starting a new business, buying a car (new or used), or consolidating debt. We’ve had borrowers take a loan to start a new adventure, like getting married.

With Harpsey, you can borrow from $100 all the way up to $35,000, but this will depend on your personal circumstance. As a loans broker, Harpsey pairs you with one of our trusted lenders who can offer you the most favorable rates available to you. Once this happens, you agree on the terms with your lender and create a repayment plan.

Before you sign your contract, you agree with your lender on what your repayment plan will be. That could be up to 60 months over that you pay back your loan. Repayments are made in equal monthly installments.

Normally the date chosen for those installments is your payday. On that date, an installment of your repayment is withdrawn from your checking account every month, until you repay your loan in full.

If you’re in business, you may automatically think of short-term business loans. These help small business owners get the money they need to cover emergency expenses, help their cash flow, buy products they need for business, or jump on new business opportunities.

In this case, we’re talking personal short term loan like – unsecured, payday, and installment loans. They’re for short term purposes not like a long term mortgage for 25 years.

With Harpsey, our wide range of short term lending partners offer you the best options. These partners include stores, apps, and local lenders. We’ll pair you with a lender that’s best suited for your situation and goals.

Yes. You will find that many lenders specialize in lending only to those with a good credit rating. At Harpsey, even if you have bad credit we will consider your application and work hard to find a lender for you. Our lenders will consider all kinds of credit histories and credit scores.

Harpsey lends to borrowers with bad credit, because emergencies happen. We understand that things happen and not everyone is going to have a perfect track record in their history of credit.

At Harpsey, we look at how committed you are to paying your loan back every month and at the right time. If you can show that you are committed to the goals set out in terms of repayment then we have lenders ready to give you a loan right now.

If you have a bad credit score, don’t worry – you can still get a payday loan!

With Harpsey, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

With Harpsey, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

Other things come into play too, including your residence (homeowners are often preferred), age, and whether you have any other similar loans open too.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

Harpsey will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.

Yes! Harpsey is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.

Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.

At Harpsey, we offer a range of different loan options to suit your personal and financial needs. These include payday loans, cash advance loans, installment loans, and more.