Choose Harpsey for the best rates on payday loans and get an instant decision from lenders. We have bad credit and no credit check options available! From New Orleans to Baton Rouge, or wherever you are in Louisiana, complete our online application now and receive funds within minutes, hours or up to the next business day.
Find The Best Payday Loans in Louisiana, New Orleans and Baton Rouge - Apply Online Now!
Key Features of a Payday Loan in Louisiana
|Loan Terms||1 to 60 Months|
|Loan Amounts||$100 to $35,000|
|Maximum Loan Amount||$350|
How Much Does it Cost to Borrow $300 in Louisiana
This is a representative example. Terms vary from lender to lender.
If you borrowed $300 over 30 days, with an APR of 391%, you would pay back $397.75.
3 Simple Steps To Apply for A Louisiana Payday Loan
Apply Online Using Our Simple Online Form
Recieve An Instant Offer From A Lender In Louisiana
Once Accepted, Get Money In Your Account Within 24 Hours!
Why Choose Harpsey For A Payday Loan in Louisiana?
If you find yourself needing some extra cash to help pay an unexpected bill, Harpsey can source you a payday loan with the most competitive rates across Louisiana.
Our fully online system means you can get approved for a payday loan from a vetted lender into your bank account within minutes, hours or by the next business day. And with bad credit loans and no credit check loans available, you can apply for a loan whatever your credit history.
Am I Eligible For a Payday Loan in Louisiana?
Consider whether you meet the conditions needed to get a payday loan in Louisiana. If you meet the requirements you can begin your quick application for up to $35,000. You could be eligible for a loan if:
- You are a US citizen
- You are over the age of 18
- You are in employment with a stable income
- You earn a minimum of $800 per month
- You have a live checking account
How Do Repayments Work For Payday Loans in Louisiana?
Repayments for your payday loans in Louisiana, be that $100 to $35,000, are made out of your bank account on an agreed monthly date. You can choose a repayment period that suits you, from 2 weeks up to 60 months. Make sure you are confident in meeting your repayments as missing a deadline can lead to interest being added and could also affect your credit rating.
There is always the option of repaying your loan early which could save you money on interest. In some cases a fee may apply for early repayment so be sure to discuss this further with your lender.
Can I Get a Payday Loan in Louisiana With Bad Credit?
You can still get a payday loan in Louisiana with bad credit. Our lending partners can consider customers with bad credit history or even no credit at all. We will work our hardest to find a lender who is most likely to approve you and assist with your needs.
We offer a free solution that will not impact your credit score. Just consider whether you can make your repayments on time without falling into financial difficulty.
Do You Charge a Fee For Payday Loans in Louisiana?
No! Our free platform is intended to make the process of finding a payday loan in Louisiana as easy as possible. We do not charge a fee to match you with our team of reputable lenders.
If you are approved you will be presented with a daily or monthly interest rate which will be charged by your lender once your loan is active.
How Fast Can I Get a Payday Loan in Louisiana?
Once approved, you could have a lump sum of $100, $500 or up to $35,000 in your bank account the very same day.
In some cases your lender might require some additional details so try to have accurate information about your bank, employment and spending to hand to make the process as quick and hassle-free as possible.
Can I Get Payday Loans in Louisiana With No Credit Check?
If you are worried about a credit check being carried out during your payday loan application or a history of bad credit impacting on your chance of approval for a loan, don’t worry! We are able to consider no credit check loans.
This means applying today for a loan today through Harpsey will not appear on your credit report and will not affect your credit rating.
Where Can I Get a Payday Loan in Louisiana?
You can receive an offer for a payday loan online today, wherever you are based in Louisiana. We are able to search all over the state for the most competitive payday loan rate. If you live in a town or city in Louisiana, click ‘Get Started’ and you could have money in your account within an hour!
FAQs on Payday Loans in Louisiana
- Is There A Price Cap for Payday Loans in Louisiana?
- How Much Can I Borrow in Louisiana?
- Are Payday Loans Legal in Louisiana?
- What Should I Use A Payday Loan For?
- How Many Payday Loans Can You Have Open in Louisiana?
- What Happens If I Can’t Repay My Loan?
There is a price cap for Louisiana Payday Loans of 478%. This interest cap is intended to protect borrowers from excessively high interest rates.
Due to loan regulations in Louisiana, the maximum amount you can borrow is $350. There is a maximum loan term of 30 days to be paid off on a date agreed upon with your lender.
Yes. Payday loans are legal in Louisiana.
Payday loans are often used as a way of dealing with short-term financial difficulties. They should not be used for regular spending. Carefully consider whether a payday loan is the best solution for your situation.
There is no limit to the number of payday loans you can have open in Louisiana.
If you realize you are unable to make a payment on your loan, contact your lender immediately as they might be able to offer an alternative payment plan to make repayments more manageable and avoid damage to your credit score.