Borrow $1000 Loans Now - Apply Online With Harpsey

If you are looking to borrow $1000 to cover an emergency payment or unexpected bill that will leave you short financially, Harpsey can find a fast payday loan to cover you until your next paycheck. You could receive up to $35,000 in your account within 1 hour, 24 hours or by the next business day. There are options for bad credit and no credit check loans – our easy online application can give you an offer in minutes!

Representative Example

Borrow $1000 over 3 months, at 400% APR, 3 repayments of $576.58, total repayable $1729.74

What Are The Criteria To Get a $1000 Payday Loan?

There are a few simple criteria that you must fit in order to be eligible for a payday loan. Make sure that you meet the following requirements before applying:

  • You must be a U.S. citizen
  • You must be over the age of 18
  • You must have a regular income and stable employment
  • You must earn at least $800 per month
  • You must have a live checking account

What Should I Consider Before Applying To Borrow $1000?

It is important to consider whether a payday loan is right for your situation before applying. You might need a cash injection to cover an outstanding medical bill, or have unexpected house or car repairs. Borrowing money through Hapsey today could bring the relief needed to stay on top of your finances.

Payday loans should only be used as a short term solution and should not be used to pay off other loans you may have active. Failing to meet repayments for a payday loan can lead to additional fees and end up damaging your credit rating. Make sure to explore alternatives such as borrowing from friends or family as this will be interest free and more flexible to repay.

How To Borrow $1000 in 3 Simple Steps:

Step 1: Fill In The Online Application Form

Let us know how much you are looking to borrow and for how long, and provide us with simple details such as your address, employment details and banking information. Our simple online application form takes just 5 minutes!

Step 2: Receive An Offer From Direct Lenders

An instant offer will appear on your screen from a reputable lender in your area. If you choose to accept, you will agree to the terms of your repayment.

Step 3: Get $1000 In Your Account On The Same Day

Once approved, $1000 could be available in one lump sum in your checking account the very same day, or by the next business day.

How Quickly Can I Borrow $1000?

Our fast online search works to match you with a direct lender in minutes. Simply click ‘Get Started’ to enter your details and if approved, you can receive $1000 into your bank account within 1 hour, 24 hours or the next business day.

Making sure that you have accurate and up to date information including your address, bank details and employment status will help make the process as quick as possible. We understand you might have urgent payments to make, therefore applying during 9am to 5pm working hours Monday to Friday will also likely speed up your application.

Why Should I Choose Harpsey For a $1000 Loan?

It can be costly and time consuming visiting multiple lenders in person when sourcing a loan. Our fully online process works to find you the best rate for a $1000 loan wherever you are located, and the process of taking out a loan becomes as hassle free as possible. There are no upfront fees for our service and our soft search approach means applying today will leave no visible footprint on your credit report.

Key Features of a $1000 Loan


Legal? Yes
Bad Credit? Yes
Same Day Funding? Yes
Interest (APR) ? Can be over 400%
Direct Lender? Yes
Completely Online? Yes

Where Can I Find A Payday Loan For $1000?

You can apply for a payday loan or installment loan using our fully online process which can be completed 24/7 wherever you are located! We work to find you the most competitive rates in the following locations and beyond:

How Do I Repay My $1000 Loan?

The repayment terms of your loan will be agreed upon with your direct lender. Depending on the size of your loan, repayments can be made over a period of 1 month or up to 60 months. For smaller loans, a couple of weeks might be all you need to pay off your loan on your next payday. Repayments for longer term loans can be made in equal monthly installments that will be collected from your bank account. 

You can always choose to pay off your loan early if you are able to, and this could help to save you money on accumulating interest. Always discuss any changes you wish to make with your lender.

Can I Borrow $1000 With Bad Credit?

Yes, you can borrow $1000 through Harpsey, even if you have bad credit. We work with an extensive network of direct lenders across the US meaning we can help match you with the lender who is most likely to approve you. Many of our partners specialize in customers with poor credit history as they understand that not everybody looking for a payday loan has a perfect credit history. 

Even if you have had a previous application rejected by a bank it is worth applying today. Securing a payday loan could be the first important step to getting your credit score back on track.

What Happens If I Miss a Repayment For My $1000 Loan?

The cost of a payday loan can start to add up if you miss repayments. Failing to meet the terms of your $1000 loan repayments will lead to additional interest on your loan and could negatively impact on your credit score. 

If you think you are going to struggle to meet an upcoming repayment, it is important to contact your lender immediately. They may be able to help in suggesting an alternative repayment plan that is more manageable and save you incurring any late fees.

$1000 Payday Loans | FAQs

Many of our lenders can consider loans without credit checks. Note that a credit check is usually carried out for all customers

There is always the option to repay our loan early. As less interest will be adding up onto your loan, you will usually save money in repaying early. Make sure to contact your lender directly as there is sometimes a fee involved to change your repayment terms.

No! We offer a free service. You will not be charged for submitting an application through Harpsey.