Borrow $1,500 Online - Find The Best Loan When You Apply Today

Are you looking for a $1,500 loan to help cover an unexpected payment or bill? Harpsey can find you a loan provider with the most competitive rates to help cover you until your next paycheck. Even if you have a bad credit history, fill in the quick and easy online form and you could have access to funds in your bank account within 1 hour, 24 hours or by the next business day!

Representative Example

Borrow $1500 over 3 months, at 400% APR, 3 repayments of $864.86, total repayable $2594.58

How To Borrow $1,500 In 3 Simple Steps:

Step 1: Fill In The Online Application Form 

Our simple form can be completed in just 5 minutes! We just require information about how much you are looking to borrow and for how long, and some further details including your address, employment status and expenses information.

Step 2: Receive An Instant Offer From a Lender In Your Area

Get an instant offer on your screen from a US lender. If you choose to proceed, you will agree to the repayment terms of your loan.

Step 3: Get $1,500 In Your Account As Soon As Possible

If approved, you could have access to anywhere between $100 and $35,000 in your live checking account by the next business day and repay your loan in equal monthly installments.

What Are The Requirements To Borrow $1,5000?

There are a few criteria that you must meet to be eligible for a $1500 loan. To avoid disappointment, make sure you meet the following requirements before beginning your application:

  • You must be a U.S. citizen
  • You must be over 18 years old
  • You must be in stable employment and have a regular income
  • You must earn a minimum of $800 per month
  • You must have a live US checking account 

How Do I Repay My $1,5000 Loan?

How you repay your $1,500 loan and over what length of time will be agreed upon with your direct lender. Repayments are withdrawn from your bank account in equal monthly installments until your loan is repaid with any accompanying interest, so you don’t need to worry about manually moving any money. Often borrowers choose their payday but you will always be reminded of any upcoming payments making it easy to stay on top of your finances. 

You have the ability to pay off your loan early if you can and this can often help to save you money on interest. Always contact your lender to discuss options before deciding to change your repayment plan.

What Happens If I Miss a Repayment of my $1,500?

It is often said that payday loans can quickly become an expensive form of finance if you fall behind on repayments, as failing to meet your loan repayments on the agreed date could result in additional interest being added to your loan. Furthermore, missing repayments could lead to serious damage to your credit score. 

If you know you will struggle to make an upcoming repayment for your loan, contact your lending immediately. They may have some understanding and could help to come up with an alternative repayment plan that could save you from falling into further financial difficulty.

Can I Apply With Bad Credit For a $1,500 Loan?

You can still be eligible for a bad credit loan with Harpsey. We have an extensive network of partner lenders, many of whom specialize in borrowers with poor credit history. As long as you meet the eligibility criteria including having employment and a stable income of over $800 per month you can be considered for approval. 

The benefit of applying with Harpsey is receiving an instant decision on your application. Furthermore, we use a soft search approach meaning applying today will not have any impact on your credit rating or show up on your credit report.

Key Features of a $1500 Loan


Bad Credit? Yes
Same Day Funding? Yes
Legal? Yes
Interest (APR)? Can be over 400%
Completely Online? Yes
Instant Decision Yes

Where Can I Borrow $1,500 In The US?0 Loan?

Our process is fully online meaning you can apply for a loan with Harpsey without even leaving the house! We search all across the US for the most competitive payday loan rates. Take a look at some of the following locations:

Do You Offer $1,500 With No Credit Checks?

Yes. As we work with a wide range of lenders, there is the option for some to consider loans without a credit check. Note that we will conduct a credit check for the majority of customers as this is often the strongest way to confirm eligibility for a payday loan, and to ensure confidence in the loan being repaid. 

If you are worried about applying based on a history of bad credit, we will work hard to find a lender most likely to approve you. Applying with Harpsey will not leave any visible footprint on your credit report and won’t impact on your ability to apply for future loans.

How Quickly Can I Get a Loan of $1,500?

Our simple online form can be filled out in less than 5 minutes. After filling in basic information including your address, employment status and bank details, and how much you are looking to borrow and for how long, you will be provided with an instant offer on your screen. You can then choose to accept and agree to the repayment terms with your lender. 

If approved, you could have access to a loan of up to $35,000 in your live checking account within 1 hour, 24 hours or by the next business day. Click ‘Apply Now’ to begin your quick and easy application now!

$1500 Payday Loans FAQs

You should make sure you can comfortably meet your loan repayments to prevent any damage to your credit rating, and where you will be repaying your loan, either from your income or your savings. Explore other options such as borrowing from friends or family as you will not gain interest on this loan and could be more flexible in how you repay the money.

Harpsey is a broker. Our service works by matching you with a direct lender who will provide you the loan. Together with your lender you will agree to repayments terms from a couple of weeks or up to 60 months.

No, it is free to apply with Harpsey. You will be charged a daily or monthly interest rate on your loan which will be agreed in writing with your lender.