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Get a Payday Loan in Indiana – Apply Online Today!

If you are looking to borrow $100 to $35,000, we can help get you the best payday loan available. From Indianapolis to Fort Wayne, wherever you are  in Indiana you could have funds in your account within 1 hour of applying. There are even options for bad credit and no credit check loans – simply fill out our quick and easy online form to get started today.

Key Features of a Payday Loan in Indiana


Loan Amount $100 to $35,000
Loan Terms 1 to 60 Months
Bad Credit Yes
Same Day Funding Yes
APR 200% to 400%
Maximum Loan Amount $550

How Much Does a $550 Loan Cost in Indiana?


This is a representative example. Terms vary from lender to lender.

If you borrowed $550 over 60 days with the maximum APR of 391%, you would pay back $886. Broken down, this is $550 in principal, $281.37 in interest, and $55 in financial charge.

Can I Get a Payday Loan in Indiana With Bad Credit?


Don’t worry if you have a bad credit score, you can still get a payday loan with Harpsey. Not all of our lenders are looking for good credit scores and instead can make offers for borrowers with all credit backgrounds. Even if you have been turned down previously by a bank or lender because of bad credit, we will work our hardest to find a lender in Indiana who can get you access to the funds you need.

How Do I Repay My Loan in Indiana?


The repayment terms of your loan will be agreed with your reputable lender in Indiana. The process is made easy for you – you will receive a reminder of any upcoming repayments and the  funds will be taken directly from your account. If you have taken a short-term loan you can make one final repayment on your next payday. Repayments for a longer term loan of up to 5 years can be made in equal monthly installments.

indiana payday loans

Am I Eligible For a Payday Loan in Indiana?


It is important to check if you are eligible for a payday loan in Indiana before applying. To have a chance of getting approval from a lender, there are a few simple criteria that you must meet:

  • You must be a US citizen 
  • You must be over the age of 18
  • You must have stable employment and income
  • You must earn over $800 per month
  • You must have a live checking account

How Fast Can I Receive My Payday Loan in Indiana?


As long as you meet the criteria for a payday loan in Indiana, our online matching service means you could have an offer for your loan on your screen from a lender in minutes. If approved, you could be funded in just 1 hour! 

Small loans of up to $500 can be processed very quickly, helping you to cover your urgent costs. Larger sums of money may take a little more time to process as your lender might require more information to make sure you are able to meet the repayment terms for your loan. If you have all the correct information ready including your bank details and income, you could certainly have the funds within the next business day.

Why Should I Get A Payday Loan in Indiana With Harpsey?


Searching for a payday loan and waiting for approval from a bank can take a lot of time. Our online service is here to make payday loans quick, easy and simple. You can apply today without leaving your home, or wherever you are in Indiana! 

Our free platform works to get you an instant decision on your loan request. Once approved, you could have money in your checking account within the hour or the next business day.


Can You Get a Payday Loan in Indiana With No Credit Checks?


Yes, we are able to offer no credit check loans in Indiana, as well as bad credit loans. It is important to note that sometimes the only way to check a borrower’s eligibility is to run a credit check. This should not deter you from submitting our online form however. Our free service is able to match people with all types of credit history with the most appropriate lender to get them the extra funds they need. 

You might currently have bad credit but there are always options available – we are here to help!

Our Simple 3 Step Process

to Get a Payday Loan in Indiana:

Step 1: Apply Online For A Payday Loan
Step 2: Receive Your Instant Loan Offer
Step 3: Money In Your Account!

Where Can I Get a Payday Loan in Indiana?


Harpsey offers a fully online service working with direct lending companies all over Indiana, saving you valuable time in your search for a payday loan. By completing our online application form with some simple details including your address, income and monthly expenses, you could receive $100, $300 or $500 the very same day. Even with bad credit, our free service works to find an offer that is best for your financial situation.

Your request can be completed from the comfort of your own home, wherever you are in Indiana, with areas including:









Crown Point


East Chicago




Fort Wayne










Highland town







La Porte







Michigan City




New Albany

New Castle








South Bend

St. John

Terre Haute




West Lafayette



Frequently Asked Questions for Payday Loans in Indiana

There is a maximum interest rate of 382% in Indiana. This interest rate cap is intended as a form of protection for borrowers from predatory lending.

Harpsey is a broker. We work to match your loan inquiry with a lender who is most likely to accept you and offer you the best rates.

Yes. You can always look to make early repayments to save money on the interest of your lender. It is important to discuss this with your lender.

In Indiana, borrowers can get a maximum of 2 loans at any one time and these loans must be from different lenders. The regulations also state that the amount of a payday loan cannot be more than $550, and cannot exceed 20% of the borrower’s total monthly income.

The maximum amount that you can borrow in Indiana is $550.