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Payday Loans in Maryland - Apply Now!

If you are needing to borrow emergency funds in Maryland, we can find the best payday loan offer for you, fast! Whether you are in Baltimore, Bel Air, or anywhere in Maryland, apply online now and you could have money in your account within 1 hour, the same day or by the next business day. There are options for bad credit and no credit check loans too.

Key Features of a Payday Loan in Maryland


Bad Credit Yes
APR 33%
Maximum Loan Amount
$500 for a one-time repayment loan, $1000 for a multi-payment loan
Direct Lenders Yes
Same Day Funding Yes
Upfront Fees No

How Much Does a Payday Loan Cost in Maryland?


This is a representative example. Terms vary from lender to lender.

In Maryland, if you borrowed $500 over 30 days, with an APR of 33%, you would pay back $513.75.

Apply for Payday Loans in Maryland in 3 Simple Steps


Apply Through The Online Form


Get a Payday Loan Offer in Minutes


Receive Your Loan ASAP!

What Do I Need For a Payday Loan in Maryland?

It is easy to apply for a payday loan with Harpsey as there are only a few simple criteria to meet in order to get approval for a short term loan from our lenders. To be eligible you must:

  • Be a US citizen 
  • Be over the age of 18
  • Be in stable employment 
  • Have a monthly income of more than $800 
  • Have a live checking account to deposit your loan into

Take time to consider other factors before applying for a payday loan, for example how you will be covering your repayments, either through savings or your current income, and whether you can comfortably meet your repayments on time. 

payday loans maryland

Can I Get a Same Day Loan In Maryland?

We understand you might be looking to quickly secure some extra cash to cover an unexpected bill. In filling out our fast online loan request form, we can save you time and match you with a lender in minutes. Same day loans in Maryland are not always guaranteed, but certainly possible, and we can aim to have funds in your account as soon as possible. 

So if you are looking for $300 or $500 to get you through until your next payday, click ‘Apply Now’ to get started.

What Happens If I Cannot Repay My Payday Loan in Maryland?

Falling behind on repayments for a payday loan can have serious consequences, including increased interest or a negative impact on your credit rating. If you know that you will struggle to meet an upcoming repayment this month or the next, it is essential to contact your lender as soon as possible. They may be able to help with an alternative repayment plan and prevent any damage to your credit score. 

Before applying for a payday loan, seriously consider how much money you need before your next paycheck. If you borrow too little you may find yourself requiring further loans, and borrowing too much can lead to difficulty in meeting your repayments.

Can I Get a Payday Loan in Maryland With Bad Credit?

It can be stressful to find yourself needing a loan, especially if you have a bad credit history. Harpsey can work with all credit histories, including those with bad credit. We can even offer options for no credit check loansAs long as you meet the minimum income requirement and have stable employment, you could have an instant offer from one of our lenders in Maryland. Applying with Harpsey online now will not show on your credit report or impact on your credit score in any way.

How Do Repayments Work for Payday Loans in Maryland?

Once approved for a payday loan with one of our vetted lenders, you will agree to the terms of repayment based on the amount you are borrowing. In most cases, this will be in equal monthly installment over a period of up to 5 years. If you are borrowing small amounts such as $100 to $500, a few weeks might be enough until your next paycheck but for larger amounts there is the option to spread the cost over time to make the repayments more manageable. Of course, there is always the option to repay your loan early to save money on interest!

Can I Get a No Credit Check Payday Loan in Maryland?

Yes! We work with lenders across Maryland who can offer no credit check loans. Be aware, most payday loan lenders will carry out a credit check to confirm your eligibility to borrow money.

You may be worried about applying based on previous loan applications but Harpsey’s online platform searches across a wide network of lenders who can consider other factors than just your credit history. 

It is important to make sure you have considered all of your options, and whether a payday loan is the right solution for your financial situation. Falling behind with payday loan repayments can damage your credit score and added interest on your loan.

Where Can I Get a Payday Loan in Maryland?

You don’t even have to leave the house to apply for a payday loan in Maryland with Harpsey. Simply fill out our online form and we will connect you to multiple lenders across the state and you can have an offer on your screen in minutes! We can help you borrow a payday loan from the following locations and beyond:

  • Aberdeen
  • Annapolis
  • Baltimore
  • Bel Air
  • Beltsville
  • Bethesda
  • Bladensburg
  • Bowie
  • California
  • Capitol Heights
  • Chevy Chase
  • Cockeysville
  • College Park
  • Crofton
  • Cumberland
  • Damascus
  • Denton
  • District Heights
  • Dundalk
  • Edgewood
  • Eikton
  • Essex
  • Federalsburg
  • Frederick
  • Frostburg
  • Gathersburg
  • Germantown
  • Glen Burnie
  • Greenbelt
  • Hagerstown
  • Highland
  • Hyattsville
  • Kensington
  • Landover
  • Lanham
  • Laurel
  • La Plata
  • Leonardtown
  • Linthicum Heights
  • Middle River
  • Mount Rainier
  • Oakland
  • Ocean City
  • Owings Mills
  • Oxon Hill
  • Parkville
  • Pasadena
  • Pikesville
  • Potomac
  • Prince Frederick
  • Randallstown
  • Rockville
  • Rosedale
  • Reisterstown
  • Riverdale
  • Salisbury
  • Severn
  • Silver Spring
  • Severna Park
  • Suitland
  • Takoma Park
  • Temple Hills
  • Timonium
  • Towson
  • Waldorf
  • Wheaton
  • Whiteford
  • Williamsport
  • Windsor Mill

FAQs on Payday Loans in Maryland

No. Harpsey is a broker. We will match you with a reputable lender in Maryland with the most competitive offer for your requirements. 

Harpsey offers payday loan applications of amounts from $100 to $35,000.  In Maryland, the maximum you are able to borrow is $500 for a one-time repayment loan and $1000 for a multi-payment loan


To protect borrowers from excessively high interest charges, there is a price cap for Maryland Payday Loans of 33% APR. 

Our online application process is free, easy and fast. You could have access to the money you need within one hour. We also only carry out a soft search on your credit history meaning applying today will not show up on your credit report.

Yes. You can always repay your loan early and save yourself money on interest. Make sure to talk this option through with your lender.