Borrow $2,000 Loans - Apply Online Today With Harpsey!

Fill in our quick and easy online form now and Harpsey can help you borrow $2,000 today. We can match you with lenders all across the US and, if approved, you could have access to funds in your account within 1 hour, 24 hours or the next business day. With options for borrowers with bad credit and no credit checks, click ‘Get Started’ now for an instant decision!

3 Simple Steps To Borrowing $2,000 With Harpsey:

Step 1: Apply Online Now Via The Online Form

Step 2: Get An Instant Offer On Your Screen

Step 3: Receive $2,000 In Your Account By The Next Business Day

Representative Example

Borrow $2000 over 3 months, at 400% APR, 3 repayments of $1153.15, total repayable $3459.45

Am I Eligible To Borrow $2,000?

Not everyone is eligible to borrow a payday loan – check that you meet the requirements before applying to avoid disappointment. Below are a few simple criteria that you must meet in order to get approval from one of our partner lenders:

  • You must be a U.S. resident 
  • You must be 18 years or older
  • You must be have stable employment 
  • You must earn $800 or more 
  • You must have a live US checking account 

There are a few other considerations we suggest making before you borrow $2,000. Take time to think about how you will be repaying your loan, either through your savings or your income, and that you can comfortably meet your repayments on time. Falling behind on repayments for a payday loan can lead to added interest and could damage your credit rating.

How Do Repayments Work For a $2,000 Loan?

The repayment terms of your $2,000 loan will be discussed and agreed upon with your chosen lender. Repayment periods of 1 month up to 60 months are available – to make the process as hassle-free as possible, you will be reminded of any upcoming repayments and the money will be collected from your account on an agreed date.

For a smaller loan, a couple of weeks might be all you need to cover your financial emergency until your next pay day. For a larger loan of up to $35,000, a more manageable plan of equal monthly repayments can be put in place, in the form of installment loans. You always have the option of repaying your loan early which can help to save you money on your loan’s interest.

How Fast Can I Get a Loan of $2,000?

You might have found yourself with an urgent payment which will leave you short before your next paycheck, such an unexpected medical bill or house repairs. The process of applying with Harpsey is incredibly quick, meaning you could even have access to $2,000, or up to $35,000, on the same day as applying! 

The online form takes just minutes to complete by providing us with simple details such as your address, employment status and bank information. After letting us know how much you are looking to borrow and for how long you will be provided with an instant offer on your phone, tablet or computer screen. If approved, your loan will be deposited in your live checking account by the next business day.

Key Features of a $2000 Loan


Instant Decision? Yes
No Upfront Fees? Yes
Legal? Yes
Direct Lender? Yes
Bad Credit? Yes
Completely Online? Yes

Where In The US Can I Borrow $2,000?

We are able to offer a loan of $2000 in all US states that approve payday loans, although there is legislation that limits how much borrowers can apply for in some areas. Our information pages below can give further information on securing the loan you need in your location:

What Happens If I Cannot Repay My Loan of $2,000?

It is very important to have confidence that you can afford any loan before agreeing to the repayment terms. Failing to repay your $2,000 payday loan can have serious consequences for your credit rating. There is likely to be a late fee for any missed payments and additional interest can be added to the loan. 

If you become aware you will fail to make an upcoming repayment for your payday loan, it is crucial to contact your lender immediately. They may be able to suggest an alternative repayment plan that could potentially save you from falling into further financial difficulty.

Can I Borrow $2,000 If I Have Bad Credit?

Yes! We understand it can be stressful sourcing a loan if you have bad credit, but don’t worry, Harpsey works with a number of lenders who can approve loans for borrowers with all types of credit history. As long as you meet the other eligibility criteria including having stable employment and a regular income, you could have a loan offer on your screen instantly. 

Even if you have had a $2,000 loan application previously rejected by a bank, it is worth applying with Harpsey today to find a lender most likely to approve you.

Do You Offer $2,000 Loans Without a Credit Check?

Harpsey works with an extensive network of reputable lenders across the US, many of whom can consider loans of $2,000 without credit checks. Note that for all customers we carry out a credit check in order to confirm you are eligible for a payday loan. 

Most importantly, our soft search approach means that applying with Harpsey today will not leave any visible footprint on your credit report and won’t affect your ability to apply for any future loans.

Do You Charge a Fee To Apply For a $2,000 Loan?

No! There are no upfront fees to apply with Harpsey. Our free online service works to find you the most competitive loan rates in your area, wherever you are located. Once you have been approved by one of our partner lenders, you will be charged a daily or monthly interest rate on your loan which will be agreed upon in writing before proceeding. 

$2000 Payday Loans FAQs

If you have accurate details ready for your application and submit during the working hours of 9am to 5pm Monday to Friday, it is possible to have funds in your account the very same day of applying. We will work our hardest to find you the best match within 24 hours.

Yes, Harpsey is a broker. This means we will not supply you with the funds for your loan, but instead connect you with a direct lender most appropriate to your financial requirements.

Whilst we can’t always guarantee loan approval for all customers, in working with an extensive network of lenders across the US we have the ability to find offers for borrowers with all types of credit history and also have the option of no credit check loans.