Are you looking for a quick payday loan in Kentucky to help with an unexpected payment? By filling out our simple online application form we will work to match you with a lender to get you a loan of $100, $300 or $500. If approved, you could have money in your account the same day! Whether you are in Frankfort, Louisville or anywhere in Kentucky – apply today to get the best rates.
Find the Best Online Payday Loans in Kentucky
What are the Key Features of a Payday Loan in Kentucky?
| Bad Credit | Yes |
| APR | 460% |
| Same Day Funding | Yes |
| Upfront Fees | No |
| Maximum Loan Amount | $500 |
| Maximum Loan Term | 60 Days |
How Much Would a $300 Loan Cost in Kentucky?
This is a representative example. Terms vary from lender to lender.
If you borrowed $300 over 30 days, with the maximum APR of 460%, you would pay a total of $430.
How To Get A Payday Loan In Kentucky in 3 Simple Steps:
STEP 1:
Fill In The Quick And Simple Online Form
STEP 2:
Harpsey Will Connect You To The Best Lender
STEP 3:
Loan Is Approved And Money In Your Account!
What Is The Criteria To Apply For a Payday Loan in Kentucky?
To speed up the process of getting a payday loan in Kentucky and to avoid any disappointment, check that you are eligible before applying. Make sure that you fit the five main criteria below:
- You must be resident of the US
- You must be over 18 years of age
- You must have stable income and employment
- You must earn a minimum of $800 per month
- You must have a live checking account for your loan to be deposited into
If you meet these requirements, click ‘Apply Now’ to get started and borrow money via our online form – it will only take a few minutes to complete!
Can I Get a Guaranteed Payday Loan in Kentucky With Harpsey?
Whilst we cannot fully guarantee your application being accepted, we work with a wide range of lenders across Kentucky to find the lender most likely to approve your request to borrow $100, $250 or $500. Even if you have bad credit or a poor credit history, our partners have full understanding that life can throw financial difficulties your way and the challenges you can face securing a loan if you have a bad credit score.
Inquiring today through our online form is quick, free and easy and could be the best option in getting you back on your feet.
How Quickly Can I Get a Payday Loan in Kentucky?
You might have found yourself needing urgent funding, be that house repairs or medical bills. A payday loan could be the solution to help you get through until your next paycheck. Simply fill out the online form and you can have an instant decision on your application.
Harpsey makes getting you a loan offer as efficient as possible and you could have the money in your bank account the very same day in one lump sum.
Can I Get a Payday Loan in Kentucky With Bad Credit?
Yes! We work with a number of lenders who accept borrowers with all types of credit histories. You should still enquire with us even if you have already been turned down by a bank in Kentucky because of poor credit history. As long as you are eligible as a US resident with a stable income, applying for a loan with bad credit is still an option.
You can be reassured that requesting a payday loan with Harpsey will not leave a footprint on your credit report or affect your credit rating. We are here to help you every step of the way in securing a loan rate with terms that suit your needs.
What To Consider Before You Apply for a Payday Loan in Kentucky?
In order to be eligible for a payday loan in Kentucky you’ll have to meet certain criteria so firstly check whether you meet the requirements, including having a stable employment. It is then crucial to know how you will make your repayments for your loan, be that from your income or savings, and that you are confident you can make the repayments on time.
If you feel you might not be able to pay back the loan, consider other solutions such as borrowing from friends and family as this is an interest free option and can be flexible in the length of your repayment.
What Happens If I Cannot Repay My Loan in Kentucky?
Before you agree to a payday loan with your lender, make sure that you are confident in the terms of repayment. Take time to consider how much you actually need to borrow and can comfortably repay. Making sure you can reliably repay the borrowed amount is crucial as missing repayments can result in added interest from your lender and could also damage your credit score. This can lead to difficulty in securing approval for future loans.
Where Can I Get a Payday Loan in Kentucky?
Using our fully online service means getting a payday loan in Kentucky couldn’t be easier. Wherever you are based, you can apply from your phone, tablet or laptop and get an instant offer on your screen for your loan request.
Get started on your application today from any of the following locations:
Albany
Alexandria
Allen
Arlington
Ashland
Barbourville
Bardstown
Beaver Dam
Benton
Bell City
Berea
Betsy Layne
Bluehole
Bowling Green
Burkesville
Burlington
Campbellsville
Campbellsvlle
Caney
Carrollton
Centertown
Central City
Clay City
Cloverport
Columbia
Corbin
Covington
Crescent Springs
Crown
Cynthiana
Danville
Dry Ridge
Elizabethtown
Endicott
Erlanger
Elizabethtown
Fairview
Flemingsburg
Florence
Fort Knox
Frankfort
Franklin
Georgetown
Glasgow
Grayson
Greensburg
Greenville
Hazard
Henderson
Harlan
Harrodsburg
Hartford
Hawesville
Hazard
Henderson
Hillview
Hindman
Hodgenville
Hopkinsville
Inez
Irvine
Jackson
La Grange
Lawrenceburg
Lebanon
Leitchfield
Lexington
Liberty
London
Louisa
Louisville
Madisonville
Manchester
Martin
Mayfield
Maysville
Middlesboro
Milton
Minnie
Monticello
Morehead
Morgantown
Mount Sterling
Mount Vernon
Mount Washington
Muldraugh
Murray
Newport
Nicholasville
North Corbin
Oak Grove
Owensboro
Paducah
Paintsville
Paris
Pembroke
Pikeville
Powderly
Prestonsburg
Princeton
Radcliff
Richmond
Russell Springs
Russellville
Salyersville
Scottsville
Shelbyville
Shepherdsville
Somerset
South Shore
South Williamson
Stanton
St. Matthews
Tomahawk
Tompkinsville
Versailles
West Liberty
Whitesburg
Williamsburg
Williamstown
FAQs for Payday Loans in Kentucky
- What Is The Price Cap On Kentucky Payday Loans?
- How Much Can I Borrow?
- Are Payday Loans Legal in Kentucky?
- Do You Charge A Fee For Using Harpsey?
- How Many Payday Loans Can You Have Open in Kentucky?
- Can I Apply If I Am Unemployed?
- What Different Types Of Loan Do You Offer in Kentucky?
The price cap for Kentucky Payday Loans is 469%. This is the maximum interest rate lenders can charge.
Harpsey works to match applications from $100 to $35,000. In the state of Kentucky there are regulations that any active loans cannot be more than $500 total.
Yes. Payday loans are legal in Kentucky.
No, you will not be charged a fee for our service. Our free platform works to find a reputable lender to approve your loan application.
You are allowed to have a maximum of 2 active loans in Kentucky. These loans can also only total a maximum of $500. Applying for a third loan or a value that exceeds the $500 limit will therefore be denied.
Stable employment is a requirement to be eligible for a payday loan in Kentucky, therefore you cannot apply for a payday loan if you are unemployed.
There are several different types of loan that we offer in Kentucky. These include payday loans, cash advance loans, installment loans,and many more.