Apply Online To Borrow $1,200, $1,300, $1,400 Now - Best Payday Loans With Harpsey

Harpsey can help match you with the most competitive rates for payday loans of $1,200, $1300 and $1400. It is free, simple and fast - you could have access to money in your bank account the very same day, or by the next business day! Wiith bad credit and no credit check options available, click ‘Get Started’ now to apply.

Representative Example

Borrow $1400 over 3 months, at 400% APR, 3 repayments of $807.21, total repayable $2421.63

3 Simple Steps to Borrow $1,200, $1,300, $1,400 Today:

Step 1:

Apply Online Via Our Simple Application Form

Step 2:

Get An Instant Offer From a Direct Lender

Step 3:

Receive $1,200, $1,300, $1,400 In Your Account

Am I Eligible To Get a $1,200, $1,300, $1,400 Payday Loan?

Check that you meet the simple requirements below and you could be eligible for a payday loan of $1,200, $1,300, $1,400 today! In order to have an offer approved you must:

  • be a U.S. citizen
  • be over 18 years old
  • be in stable employment
  • have an income of at least $800 per month
  • have a live US checking account

Key Features of $1200-1400 Loans


Legal? Yes
Bad Credit? Yes
Same Day Funding? Yes
Interest (APR) ? Can be over 400%
Direct Lender? Yes
Completely Online? Yes

What Should I Consider Before Applying To Borrow $1,200, $1,300, $1,400?

You should take time to consider whether a payday loan is right for your situation. Payday loans can be a good option for short term funding to cover unexpected costs, such as a medical or veterinary bill. They should not be used for general spending or for paying off other open loans. 

Think about how much you actually need to borrow and that you are confident in your ability to repay your loan. Borrowing too little could leave you short financially for the month, but over-borrowing could result in difficulties meeting your repayments which could impact negatively on your credit score. Explore the option of borrowing from friends or family as this type of loan won’t have interest and there could be more flexibility when repaying.

How Can I Borrow $1,200, $1,300, $1,400 Fast?

The process to get a payday loan of $1,200, $1,300, $1,400 is super fast – in some cases you could have same-day access to the funds in your account. The online form takes just minutes to complete, requiring simple information such as your address, employment status and bank details. Once submitted you will be provided with an instant offer from a direct lender.

If approved, you could have the funds in your account within one hour, 24 hours or by the next business day. Make sure to have accurate information and be available by phone or email in case your lender has any follow up questions.

Where In the US Can I Borrow $1,200, $1,300, $1,400?

With our fully online process we can find the best rate for loans of up to $35,000 wherever you are living! Some states have legislation surrounding how much you can borrow and for how long – check the pages below to find information on just some of the areas we can help you in:


Why Choose Harpsey For a Payday Loan of $1,200, $1,300, $1,400?

There are a number of reasons you should choose Harpsey to find a payday loan of $1,200, $1,300, $1,400. Our online platform is free, fast and easy to use and saves you the trouble of searching multiple lenders and facing the long wait for a response or approval. 

The process works to get you the money you need for your financial emergency as quickly as possible – funds can be available the very same day of applying in one lump sum. Completing the online form to get an offer for your loan leaves no visible trace on your credit report so you can search for the best offers without worrying about the impact on your credit score.

Can I Get A $1,200, $1,300, $1,400 Loan With Bad Credit?

Yes – If you have a history of bad credit then it is still possible to get a payday loan through our online search. Harpsey is here to match you with a reputable lender that is most likely to approve you. Many lenders can consider factors other than just your credit score. As long as you meet the eligibility criteria including having a stable income and are in employment, click ‘Apply Now’ and you could have a loan of up to $35,000 in your checking account in only a few hours.

Can I Get A $1,200, $1,300, $1,400 Loan With No Credit Check?

Don’t let any worries you might have of a bad credit history stop you applying to get the financial help you need. Harpsey works with a wide network of lenders across the US who can consider no credit check loans. Note that for most customers a credit check is the best way to determine eligibility for a loan and to give confidence to lenders that you can meet your repayments. 

Even if you have had a previous application declined by a bank or lender, we will work our hardest to find the best loan offer for your situation. This could involve using other collateral for your loan such as your home or car.

How Do Repayments Work For a Loan of $1,200, $1,300, $1,400?

The repayment terms for your loan of $1,200, $1,300, $1,400 will be agreed together with your chosen lender. Repayment periods vary from from 1 month to 60 months and are often made in equal monthly installments on a chosen date. The process is made as simple as possible – you will be reminded of any approaching repayments that will be collected from your account allowing you to keep track of your payments.

You always have the option of paying off your loan early. This can be a good option to save money on any growing interest on your loan. Always discuss options with your lender before changing your repayment plan.

$1200, $1300, $1400 Payday Loan FAQs

If you fail to meet the repayment terms of your loan, you might need to pay a late fee, have added interest to your loan and face damage to your credit score. Contact your lender immediately if you become aware you will be unable to make a repayment on time as there might be a solution to save you from falling into further financial difficulty.

There are simple criteria you must meet in order to get approval for a payday loan. These included being a US citizen over the age of 18, employed with an income of over $800 per month. You also need a live checking account in which your loan will be deposited into.

No! There are no upfront costs in applying with Harpsey.